Death is not a pleasant subject
for any family – but death is a real part of the Cycle of
Living.
And immediately after a death comes
dealing with the decisions and expenses involved for the Final
Service and Final Disposition (burial,
cremation, body donation for medical research).
The cost of a death in today’s
Corporate Funeral-Land is expensive – about $8,000+ - a
large sum of money that must be spent immediately (typically
within a day or two). For many families, the cost today of a family
death is their third largest purchase after a home and auto.
Because death is a very infrequent
visitor to most families – the surviving family members
are typically not very knowledgeable shoppers – and in a
grief-state, are easily susceptible to many of the frequent ploys
– omissions – and outright deceptive practices that
have been used by some funeral homes and companies to maintain
inflated prices and profits for a half century.
Industry wide flimflams and non-disclosure
are two of the reasons that the Federal Trade Commission finally
enacted the “Funeral Rule” after
30 years of study and hearings. It is a very clear and precise
set of instructions to funeral homes as to what and how purchases
and options must be disclosed. Penalties of up to $10,000 per
violation can be imposed.
The
Problem? Most families are not familiar with the regulations
– nor with the ‘games’ that continue to be played
on family survivors – their hearts and pocketbooks.
There is a new publication
– the first of its kind – that is a Handbook
for Survivors.
There are two
Last Expenses Manuals: one is for pre-planning (NOT pre-funding)
for
a future death – a relative’s or the reader’s;
the 2nd is for an immediate death.
Both Manuals were prepared by two now retired funeral directors.
The Manuals detail in simple layman’s
terms what can be done after a loved one’s death
–
the actual alternatives (not just the expensive ones
touted by funeral homes) – how to negotiate with
funeral homes – cemeteries – crematoriums –
how to avoid getting overcharged and/or flimflammed.
The information is easy to understand
– fast to read. There are a series of printable Check-Lists
that
helps the Survivor’s family keep focus, in what is often
an emotionally tumultuous time.
And importantly when there
is a death – expected or otherwise – both Manuals
are available instantly via a web download. The 103 pages
of ‘To Do’s and ‘Not Do’s have a nominal
cost of $7.99.
Here
is your Complimentary Copy of the Last Expenses Manuals for your
review.
Just click this link
to download and read. (Note: our web servers automatically scan
all downloads for viruses). Your complimentary
copy will be accessible for the next
10 days from this date.
If you feel the information has
merit for families (and they will need to know sooner
or later) – you may choose to advise your readers that help
is available. They can access the publication itself and all the
other Survivor’s services at: www.LastExpenses.com
If you do elect to advise your readers,
as a courtesy I would appreciate it if you would notify me of
the publication date.
Very truly yours,
Vicki Lenoch
Operations Manager
PS – There
are some 35,000 deaths a week in North America
Here
are some types of situations that might be prevented if families
knew their ‘Funeral Rights’ and other information
that is contained in the Manuals about funerals, cemeteries, crematoriums:
Some funeral homes advise families
that they must have an embalming - even through the body was to
be cremated the following day - and that a Memorial Service was
planned - not a public funeral home visitation. Such advice is
now an illegal practice.
Some families think it a little
strange that after a few years when they go back to visit a gravesite,
it wasn’t located where they remembered. Sometimes that’s
because the cemetery moves the corpse to make room for more sales.
It’s a fraudulent practice.
Some families are told by their
funeral home that they have to buy a casket from them
for their service (and pay the frequently 300%-400% or more mark-up).
It’s an illegal practice.
At the www.LastExpenses.com
Web Portal - consumers are provided the process to file complaints
and grievances with appropriate agencies and organizations. There
is also a free E-Magazine
with helpful information – even free Survivor’s
Discussion Groups.
LastExpenses.com
– it’s the first North American Info Portal
for survivors of a family death.
Thank you for your time.
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